Income Fund I is closed to new investors Current opportunities are in Seven Peak Income Fund II. See Income Fund II →
Income Fund II · Coming Soon
Private Credit

Seven Peak
Income Fund

Soft commits open August 2026 for Seven Peak Income Fund II — our first directly-managed private credit vehicle. Built on the GP's personal track record: 2.5 years of private lending, 40 deals funded, $9.6M deployed, zero defaults.

Income Fund II

Income Fund II

Income Fund II is Seven Peak's first directly-managed private credit vehicle. Targeting 13–15% annualized net returns. Launch coming soon — soft commits are now open to the Seven Peak investor community.

2.5 yrs
GP Lending Track Record
40
Deals Funded
$9.6M
Capital Deployed
0
Defaults

Numbers reflect the General Partner's personal lending history. Full Fund II structure, terms, and offering documents will be released closer to launch. More to come.

Submit a Soft Commit Schedule a Call
Income Fund I

Income Fund I

Through Income Fund I, Seven Peak Capital allocated investor capital alongside Spectra Capital, our institutional credit operating partner. Spectra has originated and serviced real estate-backed loans at institutional scale — with a completed payoff history that demonstrates the model works.

$170M+
Capital Deployed
70+
Loans Originated
23
Loan Payoffs Completed
≤75%
Max Loan-to-Value
Fund Highlights

The Numbers

10–12%
Preferred Return

Annualized preferred return paid quarterly to investors before the manager earns any carry.

14–15%
Target Total Return

Targeted annualized total return to investors after the 50/50 profit split above the preferred return.

$170M+
Capital Deployed

Deployed across 70+ real estate-secured loans, with 23 loan payoffs completed to date.

$50K
Minimum Investment

Accessible minimum for accredited investors seeking income allocation to private credit.

Investment Thesis

Why Private Credit. Why Now.

Private credit has become one of the most compelling risk-adjusted opportunities in the current environment. As traditional bank lending has tightened, the gap between capital demand and institutional supply has created a structural lending premium — which we capture through disciplined origination.

Income Fund I deploys capital into short-duration real estate-secured instruments where principal risk is mitigated by conservative loan-to-value ratios. This structure allows us to generate consistent, contractual income rather than relying on asset appreciation or favorable exit conditions.

The result: predictable quarterly distributions, capital protected by real estate collateral, and returns that are largely uncorrelated to public market volatility.

Fund Details
  • 10–12% annualized preferred return
  • 50/50 profit split above the preferred return
  • Targeting 14–15% annualized total return
  • Quarterly cash distributions
  • $50,000 minimum investment
  • Rule 506(c) offering — accredited investors only
  • Accreditation verified through Parallel Markets
  • $170M+ capital deployed across 70+ loans
  • 23 loan payoffs completed to date
  • Audited by Deloitte — three consecutive years
  • Conservative LTV underwriting — typically ≤75%
  • Short-duration positions — 6 to 24 months
  • Diversified across multiple borrowers
Institutional-Quality Partnerships

Audited. Verified. Institutional.

Seven Peak Capital partners with best-in-class third parties to give investors the transparency, oversight, and diligence they expect from an institutional allocation.

Independent Auditor

Fund financials audited by Deloitte for three consecutive years — the same independent oversight demanded by institutional LPs.

Accreditation Verification

Every investor is verified through Parallel Markets prior to subscription — reusable accreditation credentials that streamline onboarding.

Investor Portal

Institutional-grade investor portal for subscription documents, K-1s, distribution tracking, and secure communications — live, 24/7.

Getting Started

Four Steps to Invest

01
Request the Offering Memorandum

Submit your information through our contact form or call us directly. We'll send the full offering memorandum and schedule a call to walk you through the details.

02
Verify Accreditation

Accreditation is verified through Parallel Markets, our third-party verification partner. The process is simple and takes approximately 24 hours.

03
Fund Your Subscription

Complete the subscription agreement and wire your investment. You'll receive portal access and begin earning your preferred return from the first full quarter.

04
Receive Quarterly Distributions

Preferred return distributions are paid quarterly via ACH or wire. Track loan activity, payoffs, and K-1s through your investor portal for the life of the fund.

Investor FAQ

Common Questions

Income Fund I is open exclusively to accredited investors as defined under Rule 501 of Regulation D. An accredited investor generally includes individuals with annual income exceeding $200,000 (or $300,000 combined with a spouse) in each of the two most recent years, or individuals with a net worth exceeding $1 million excluding primary residence. Accreditation is verified through Parallel Markets prior to investment.
The minimum investment in Income Fund I is $50,000. Distributions are paid quarterly to your designated bank account via ACH or wire transfer. The preferred return target is 10–12% per annum, paid in equal quarterly installments. Distribution timing and amounts are subject to fund performance and the terms outlined in the offering memorandum.
Income Fund I is structured as a Wyoming Limited Liability Company and is offered under Rule 506(c) of Regulation D, promulgated by the SEC. Under 506(c), the fund may publicly advertise its offering but must verify that all investors are accredited. Seven Peak Capital LLC serves as the manager of the fund. Full structural details, rights, and obligations are set forth in the Operating Agreement and Private Placement Memorandum.
Investor capital is deployed into private credit instruments that are primarily secured by real estate collateral. We underwrite all positions with conservative loan-to-value ratios, typically at or below 75% of the property value. This collateral cushion is designed to protect investor principal in the event of borrower default. All underwriting, documentation, and risk management practices are described in detail in the offering memorandum.
Income Fund I has a 12-month initial lock-up period from the date of investment. After the lock-up, investors may request redemption on a quarterly basis, subject to the terms of the Operating Agreement and available fund liquidity. Investors should review the full liquidity provisions in the offering memorandum before investing.
Next Step

Income Fund II is the Current Offering

Income Fund I is closed to new investors. Income Fund II opens for subscriptions August 1, 2026 — same investor-aligned waterfall, new underlying credit partner, with a Class A-1 tier at the $250K minimum. Soft commits open now.

Explore Income Fund II Schedule a Call
Important Disclosures

This page is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Any such offer or solicitation will be made only by means of the confidential Private Placement Memorandum (PPM) and only to persons who meet applicable eligibility criteria. Seven Peak Income Fund I is offered only to accredited investors pursuant to Rule 506(c) of Regulation D under the Securities Act of 1933, as amended. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. The 10–12% preferred return is a target and is not guaranteed. Prospective investors should carefully review the PPM, including the risk factors described therein, before making an investment decision. Seven Peak Capital LLC is not a registered investment advisor or broker-dealer.